Tel: 0161 231 5222 Email:

23 March 2017
How do I apply

How do I apply?

You must first become a member of Manchester Credit Union and set up a payment into your savings account.

Joining Manchester Credit Union has never been easier with a quick and easy online application. Make sure you have your National Insurance number to hand:

Apply online now

Once a member, you can apply for a loan in two ways:


If you are already a member of Manchester Credit Union you can follow this link to apply on-line.

If you have not yet registered for your on-line account but would like to do so before you apply for a loan you can register here.

In Branch

Thereís no need to make an appointment - just call into your local branch and complete an Application Form.

What evidence will I need to provide?

Loan applications will be considered by a loan officer. In deciding whether or not to provide a loan, we will take into account your record of savings with the credit union and any previous loan repayments, as well as your ability to repay. We may therefore ask you to provide evidence of your financial situation which enables us to make a detailed analysis of your income and expenditure.

This could include:

  • Proof of Income
  • Your most recent bank statement, or your most recent Post Office statement.
  • If you wish to take your partnerís income into consideration, then please provide the same documentation for them as well.

Providing the correct information will result in a quicker turnaround of your application.

Loan application forms are available from any of our offices or can be downloaded from our memberís section - click here to enter the memberís section.

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Manchester Credit Union Tel: 0161 231 5222 Email:
Authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FRN: 213400